Playing a leading role in Africa’s economic and social development

1 %
Economic growth in Africa
1 %
Demographic growth in Africa
1 %
Of the economic sector represented by the SMEs
1 %
Only Africans have fixed incomes
1 %
Bankization rate

Deployment of the digitalisation strategy in Africa


  • Signature of a framework contract with CR2 for our omnichannel products offering
  • Transformation of the physical network
  • Sustained growth in equipment rates in bank cards and Electronic Payment Terminals
  • Launch of mobile money and mobile banking
  • Increased transaction security
  • Network performance and compliance with regulations


  • Continued deployment of electronic equipment
  • Development of Agency Banking Alliance strategy especially with Western Union
  • Partnerships with bancassurance and telephony operators.

2019 à 2022

  • Commercial launch of the omnichannel platform called KEAZ in Togo
  • Continued deployment of KEAZ in other countries of the group
  • Continuing alliances and partnerships with fintechs, mobile operators, billers etc ..
Contribution to local economic dynamism

Orabank is committed to financing the development of sub-Saharan Africa’s economies, to boosting productivity and to helping entrepreneurship thrive.

  • Banks are involved in financing the economy and are a vital link in development.
  • Large companies are destined to be strong economic actors. We support them as they grow with increasingly specific financing needs.
  • The quality of our service, the proximity with the customer, the reactivity and the existence of a regional and coherent platform distinguish us on the market.
  • We have at the same time a clientele of small and medium companies but also of large companies which vocation to be strong economic actors.
  • The Group has major advantages for its customers:
    • A knowledge of the African continent
    • A dense network of correspondent banking
    • A staff composed of professionals from African and non-African countries.
Small business development

Orabank is committed to participating in the financing and development of small private entrepreneurs.

We have a small business client base and three strategic priorities that have been set in terms of development assistance:
  1. SMEs: The Orabank Group supports eligible projects supported by small and medium-sized companies operating in the countries of operation.
  2. WOMEN AND YOUTH: Orabank supports the economic empowerment of women and youth.
  3. MICROFINANCE: Orabank, the French Development Agency and the European Union have created a Meso fi nance Cluster. The goal is to improve access to bank financing for small economic or social projects of very small enterprises, which predominantly operate in the informal sector and represent 98% of the economic fabric.
The Orabank Group has signed a technical assistance agreement with the African Community Credit (CCA), a former Cameroonian microfinance institution that has recently become the 15th largest bank in the country.
Orabank supported, with a donation of 1 million FCFA, the creation of the African Network of Experts in Public Procurement with the Public Procurement Regulatory Authority (ARMP). An African Forum will be held in Dakar in 2019.
 The Orabank Group received 40 million euros under an agreement signed with the Islamic Development Company (SID) in December 2017. These funds make it possible to finance exclusively eligible projects from small and medium-sized companies operating in SID member countries.
A donation of 10 million GNF has launched a social involvement initiative “YELLO CARE” with MTN (digital discovery, training sessions and reading workshops and scientific research on digital, digital library, ..).
Orabank supports the Junior Achievement Gabon (JA) initiative, which enables young people to increase their chances of entering the economic world, under a program aimed at entrepreneurs (donations of 3 million FCFA).
  • Orabank was involved in the celebration of the 20th anniversary of the Professional Association of Decentralized Financial Systems of Togo, in October 2018 with a presence in microfinance spaces.
  • Support of 500,000 FCFA at the National Forum of the Togolese Peasant (FNPT), in July 2018 in Kara, with 800 participants including 500 agricultural producers, economic and public operators as well as banks and microfinance institutions and development partners.