Africa’s Population Growth


2022 : 2.6%
2021 : 2.6%
2020 : 2.6%

Small and medium-sized enterprises in Africa


2022 : 90%
2021 : 90%
2020 : 90%

Employment from the informal sector in Africa


2022 : 85.8%
2021 : 85.8%
2020 : 84%

Economic dynamism

Financing the local economy

The Orabank Group is committed to financing the development of sub-Saharan African economies, enhancing productivity, and supporting entrepreneurial dynamism.

Large companies are destined to be strong economic players, as are small and medium-sized enterprises. We support them in their growth and evolution on increasingly specific financing needs. The quality of our service, the proximity to the customer, the responsiveness, and the existence of a regional and coherent platform distinguish us in the market.

  • The Group has major assets for its clientele: Knowledge of the African continent;
  • A dense network of banking correspondents ;
  • A workforce of professionals from African and non-African countries.

“Growing Together, and for Africa” is the raison d’être of the Orabank Group, which it strives to make concrete in its initiatives and partnerships, such as the signing of loan portfolio guarantee agreements to strengthen its capacity to support economic actors.

In January 2022, Orabank Côte d’Ivoire signed a partnership with GuarantCo, a member of the Private Infrastructure Development Group (PIDG). It covered a loan portfolio guarantee of XOF 10 billion (approximately USD 15 million) after the guarantee of a portfolio of approximately CFAF 14.55 billion. This transaction provides access to a significant capital reserve for local businesses. This partnership also incorporates an objectification and monitoring of the CSR performance of companies financed under SDG 9 and 8.5.

In December 2022, Orabank Côte d’Ivoire mobilized credit to the Société de Ciment de Côte d’Ivoire (CCI), a leader in cement production in Côte d’Ivoire. With this support for a leading local player in the Ivorian industry, the Orabank Group reaffirms its commitment to contribute to the financing of economies in its countries of presence, to the strengthening of productivity, and to the support of entrepreneurial dynamism.


Development of small entrepreneurs

Orabank is committed to helping finance and develop small private entrepreneurs. We have a small business clientele and three strategic priorities have been set for development assistance (SMEs, women, young people and microfinance).

The African Guarantee Fund (AGF) Group, through its subsidiary AGF West Africa, and the Orabank Group have concluded a portfolio guarantee agreement totaling 60 billion CFAF, aimed at increasing the intervention capacity of the Orabank Group in favor of SMEs through its subsidiaries in West Africa. Strengthening the partnership between the two institutions will enable the Orabank Group to play a major role in the development of the economies in which it operates, by providing a solution to the thorny problem of access to finance for SMEs. The partnership is supported by the AfDB’s Africa Women’s Finance Initiative (AFAWA) and will thus increase financing for women’s entrepreneurship in the region. The guarantee will also cover SMEs eligible for green financing.

In November 2022, Orabank Togo sponsored the Trade Facilitation and Investment Recovery Fair (FERIN Fair), organized by the Terreau Fertile Association, in Lomé and supported the T-FERTILE competition by granting a one million (1 000 000) CFA francs for the award of the “Best Business Project”  and five hundred thousand (500 000) CFA francs for the award “Best Business Project for Women”.

In 2021, Orabank Togo launched the Credit Professionals Savings Account (CECP) dedicated to professionals’ clients.

In 2020, Orabank Togo sponsored and actively participated in the first edition of the local market: the MIABE KIAKO event. The aim of the event was to promote the production and consumption of Togolese goods and services through a local market. The theme was “Local consumption, a civic commitment to development”.

In 2020, the ECOWAS Investment and Development Bank (IDB) granted ORAGROUP a €50 million investment line for SMEs/SMIs in the eight countries of the West African Economic and Monetary Union (WAEMU).

In May 2022, Orabank Togo and the National Fund of Inclusive Finance (FNFI) signed an agreement to implement the financing line of 20 billion FCFA of the government of Togo that wants to revive SMEs.

Women and youth
  • In 2022, the Mairie du Plateau, in collaboration with Orabank Côte d’Ivoire, launched the program for the socio-professional integration of young people from the Plateau. Orabank Côte d’Ivoire has offered young people the VISA Plateau Accès Card, which can be used to pay wages.
  • Orabank supports the economic empowerment of women and youth.
  • Orabank supports the Junior Achievement Gabon (JA) initiative with a grant of 3 million CFA francs, which helps young people increase their chances of integrating into the economic world, under a program for business creators.
  • In 2020, Orabank also participated in the National Forum of Farmers of Togo to reiterate its commitment to the actions of the Togolese government for the promotion of the agricultural sector and offer them banking services responding to their needs.
  • Orabank, Agence Française de Développement, and the European Union have created a Mesofinance Center. The aim is to improve access to bank financing for small economic or social projects by very small enterprises, which are predominantly in the informal sector and account for 98% of the economic sector.
  • The Orabank Group has signed a technical assistance agreement with Crédit Communautaire d’Afrique (CCA), a former Cameroonian microfinance institution.